Does Walmart Take Apple Pay in 2023?

Living in the US, it’s almost second nature for many to use Apple Pay for quick, contactless payments. So, when shopping at Walmart, a question might pop into your mind: Will Walmart take Apple Pay in 2023? Despite the digital shift, Walmart still hasn’t integrated Apple Pay into its payment options.

As digital payments become increasingly common, consumers seek the utmost convenience during their shopping trips. Walmart, a staple in many households, seems to deviate from this trend by not accepting the popular payment method, Apple Pay. Let’s explore why they’ve made this choice.

Does Walmart Take Apple Pay?

No, Walmart does not accept Apple Pay, but there are a number of other mobile payment options that are available to customers. Customers can also use their credit or debit cards, or even use other payment methods to make contactless payments at Walmart.

Why Walmart might not accept Apple Pay?

There are a few possible reasons why Walmart does not accept Apple Pay:

  • Walmart Pay: Walmart has its proprietary payment system, Walmart Pay. By promoting its system, the company can keep all customer data and potentially avoid transaction fees associated with third-party payment methods.
  • Transaction Fees: Every time a customer uses Apple Pay, Apple charges the retailer a small fee. With millions of transactions daily, these fees could add up for Walmart.
  • Control Over Customer Data: Walmart values the data it obtains from its customers. By relying on third-party payment systems, they might lose some control over this precious information.

While Walmart does not accept Apple Pay, there are a number of other mobile payment options that are available to customers. These include Walmart Pay, Google Pay, Samsung Pay, and PayPal. Customers can also use their credit or debit cards to make contactless payments at Walmart.

What Payment Methods Does Walmart Accept?

Walmart offers several ways to pay:

  • Walmart Pay app: You can load your credit, debit, or gift card on this app and simply tap your phone to pay.
  • Debit Card or Credit Card: They accept Visa, MasterCard, Discover, and American Express.
  • Walmart Gift Card: A prepaid card to use for purchases at Walmart.
  • Affirm: This lets you buy something and pay for it later.
  • PayPal

How to Use Apple Pay at Walmart

Wondering how to use Apple Pay at Walmart? There’s a workaround, but you’ll need an Apple Card. If you don’t have one, you can easily apply for it from your iPhone or iPad’s Wallet app or through Apple’s website. The application is simple, and you usually get a response quickly. If you don’t want to get a credit card, unfortunately, this option won’t work for you. Let’s dive into the details.

How to Add Apple Card to Walmart App

Download and install Walmart app on iPhone
  • After downloading, either log in or create a new account.
Sign in Your Walmart Account
  • Go to the Account tab (bottom right side) and tap “Wallet”. then tap on “Add new payment method.”
Tap on Add new Payment method in Walmart wallet
  • Now, select “Credit/Debit Card”.
  • Input your Apple Card information. This step lets you use Apple Pay at Walmart indirectly by linking it to the app.
Input your Apple Card information

How to Use Apple Card to Pay at Walmart

Once your Apple Card is added to the Walmart app, you can use it to make purchases at Walmart stores by following these steps:

  • Shop as usual, and once you’re ready to checkout, head to the self-checkouts.
  • Look for a QR code promoting Walmart Pay at the register.
  • In the Walmart app, navigate to the Services section (right of the middle tab) and tap the “Walmart Pay” button.
Tap on Walmart Pay to make payment
  • Use the Walmart app to scan the QR code at the register.
  • Choose your Apple Card as the payment method and follow the on-screen instructions until your purchase is complete. Remember to grab your items and receipt!
Scan Walmart QR code to pay
  • After payment, any Apple Cash benefits from your Apple Card transaction will show up in your Wallet shortly.

Note: You can only use Walmart Pay at the self-checkout lanes. You cannot use it at the regular checkout lanes.

Apple Pay Vs Walmart Pay

FeatureApple PayWalmart Pay
AvailabilityMore widely acceptedOnly accepted at Walmart stores
Supported devicesiPhone, iPad, Apple Watch, Mac, Apple TVAndroid and iOS smartphones and tablets
Payment methodsCredit, debit, bank accounts, prepaid cardsCredit, debit, and prepaid cards
Transaction feesNone for users. Merchants pay a small fee per transaction.None for users or merchants.
Rewards programNoneWalmart Pay users can earn rewards points.

Pay Using Apple Pay at Walmart…

Ultimately, the best way to pay at Walmart depends on your personal preferences and needs. If you want to use a mobile payment option, consider the different options available and choose the one that is most convenient for you.

Overall, Apple Pay is more widely accepted and has a rewards program, while Walmart Pay is only accepted at Walmart stores.


Does Walmart Self-Checkout Accept Apple Pay?

No, neither Walmart’s self-checkout nor other checkout points accept Apple Pay. Your best contactless payment options are Walmart Pay.

Can You Use Apple Pay In-Store or Online at Walmart?

No, Walmart does not support Apple Pay for in-person or online shopping.

Is Apple Pay Accepted at Walmart Gas Stations?

Walmart gas stations don’t support Apple Pay. However, you can use Walmart Pay to pay for fuel at select stations and avail discounts.

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